Bachatova guides

Exact old vs new regime tax for tax year 2026-27, the deductions you're missing, and a month-by-month plan to save tax without buying products you don't need.

• New tax regime slabs 2026-27: rates, rebate, standard deduction and examples

  New regime slabs for tax year 2026-27, the ₹60,000 rebate and marginal relief, ₹75,000 standard deduction, which deductions are allowed, and tax at common salaries.

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• Old vs new regime: which is better for you? A break-even guide with examples

  How to decide between the old and new tax regime: the break-even deductions at ₹10-30 lakh salaries, worked examples with HRA and a home loan, and switching rules.

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• HRA exemption: how it's calculated, rent receipts, landlord PAN and common mistakes

  The three-way HRA formula, metro vs non-metro, when you need the landlord's PAN, paying rent to parents, and why HRA doesn't count in the new regime.

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